Individuals Compare Our Services

With Karen Codman, your firm comes first!

Our approach to delivering comprehensive financial services always starts and ends with you, our clients. We begin this process by listening to you and discussing your core values, life goals, and family situations.  Through a consultative process we then learn the details of your financial picture so we can construct and deliver a customized plan along with your personal Financial Action Checklist. With her fifteen years of planning experience, Karen fully evaluates your situation to prepare personal solutions that integrate investment planning, tax reduction planning, retirement income and distribution planning, and family wealth planning.

We then schedule to meet with you on a regular basis to discuss and update your financial situation. We pride ourselves in our constant calendars of client services and regular client communications to keep you informed of economic news and appropriate tax law and estate planning rule updates. As we said earlier, with Karen Codman, clients come first!

Some of the ways we believe we differ from other firms include:

  • Our strong menu of Diamond Deluxe Services which include a comprehensive review of: your tax reduction strategies; estate plans; investment plans; retirement plans; and, protection plans.
  • Our frequent and regularly scheduled meetings with clients to update your specific plans and discuss your personal situations.
  • Our strong and consistent calendar of high quality newsletters, tax reports, and other reports and articles.
  • Our frequent schedule of client educational and appreciation events.
  • Our personal service that features our best and most current ideas, suggestions and solutions.

Individual Diamond Deluxe Services

Compare our list of Diamond Deluxe Services to the services you receive today.

Investment “Watch Dog” Service 

  • Reviewing your investments and designing a personalized retirement strategy appropriate to your needs
  • Continual monitoring of your investments
  • Frequent meetings to: review, evaluate your investment performance, update your financial objectives and if necessary, reallocate your portfolio 
  • Quarterly Statements
  • Independent Advice
  • Recommendations regarding allocations within your employer provided retirement plans such as 401(k)s

Tax Reduction Planning

  • Comprehensive review of your tax return to highlight opportunities to help maximize tax reduction strategies
  • Complimentary consultation with your tax preparer
  • Recommendations of tax solutions including tax advantaged investments
  • Staying up-to-date on and presenting new tax laws that can affect your situation

Retirement Income Distribution Planning 

  • Analysis of your income needs now and in the future
  • Analysis of potential estate tax liabilities
  • Continual development and implementation of recommendations to fund your income needs and help maintain a comfortable standard of living
  • Recommendations regarding the most appropriate distribution strategy for your employer retirement plans and IRAs

Family Wealth Planning 

  • Analysis of your current estate plan and concerns
  • Complimentary consultation with your attorney
  • Assistance in transferring assets to your Living Trust or other trusts
  • Providing guidance with the appropriate and necessary steps in the event of the death of a loved one
  • Review of beneficiary designations and asset titling 
  • Review of your long-term care needs

Client Services & Communications 

  • Quarterly Newsletter to keep you apprised of the most current planning options
  • Quarterly, semi-annual or annual reviews
  • Special reports on how to help reduce your taxes and other important topics
  • Special Diamond Deluxe Service events (including client education and appreciation events)

Complimentary Financial Check-up

If you are not currently a client of Karen Codman, we would like to offer you a complimentary, one-hour, private consultation with one of our professionals at absolutely no cost or obligation to you. To schedule your financial check-up, please call Miriam at Karen Codman, FSC Securities, at (562)728-5800.