Our Service Pledge

Our Service Pledge for Individuals

What You Can Expect From Us:

We strive to provide a prudent investing experience by:

  • Developing a comprehensive strategy based on your personal goals, objectives, circumstances, and needs, and to help bring discipline to the investing, process.
  • Striving to eliminate stress from the investment process by: Balancing diversification, time horizon, cost, volatility, and potential opportunity for wealth, creation and/or preservation in all recommendations.
  • Handling all of the details regarding the portfolio and individual accounts.
  • Developing an appropriate risk-management strategy.
  • Conducting regular reviews of the portfolio and keeping you up to date.
  • Keeping you focused on the long term goals.
  • Recommending a broadly diversified investment program designed to take advantage of the entire market.
  • Striving to implementing higher standards of objectivity, confidentiality, honesty, and ethics in serving you.
  • Conducting face to face annual reviews (or more often if appropriate) to help ensure sufficient progress is being made toward your goals.

We Will:

  • Return your calls and communications as soon as possible, and within 24 business hours. (Note: Our office will be closed and staff unavailable on all Jewish and legal holidays.)
  • Maintain personal and confidential files for your accounts.
  • Promptly handle all routine service issues for all accounts related to change of address, beneficiary designations, bank changes, etc.
  • Conduct Annual Compliance Reviews of all office procedures and files to help ensure the higher professional standards are maintained.
  • Create potential for you to participate in educational sessions with representatives of well-known money management firms. This will include the opportunity to ask specific questions. Provide you with financial planning, investment, and savings strategies communicated through newsletters, annual reports from your investments, and other sources.
  • Complete and accurate information about your overall situation is essential to our shared commitment to helping you attain your personal and financial goals. I can do a much better job serving you if you can provide me with copies of investment statements, insurance statements and policy information, tax returns, and all other relevant information (even if someone else is handling your account).

Call TODAY to find out how Karen Codman can help you!
(562) 728-5800
Or Email
karen@karencodman.com

Our Service Pledge for Businesses

What You Can Expect From Us:

  • Develop a comprehensive strategy that strives to design and/or enhance your business' benefits and retirement strategy while preserving your bottom line.
  • Develop specific approaches that strives to ensure your company takes care of both your employees and you, the employer.
  • Recommend suitable services, investments, and insurance programs that balance the company's needs and your personal wealth accumulation, goals, and objectives.
  • Conduct a thorough review of your benefits and retirement plans annually to ensure you are in compliance with ERISA.
  • Educate your employees on the value of their retirement/benefits package and help them understand how their retirement and medical programs work.
  • Treat you and your employees with consideration and respect at all times.
  • Strives to provide the highest standards of objectivity, and confidentiality.
  • We will conduct all enrollments and 404c yearly seminars for you and your employees.
  • We will handle all service issues, including underwriting, billing, eligibility and coverage issues, employee questions, etc. so that you and your staff can concentrate on running your business.
  • We will return your calls and communications, as soon as possible within 24 business hours. (Note: Our office will be closed and staff unavailable on all Jewish and legal holidays.)
  • We will promptly handle all routine service issues for accounts, such as change of address, billing issues, new hire additions, terminations, etc.
  • Conduct annual Compliance Reviews of all office procedures and files to ensure the highest ethical standards are maintained.
  • Maintain confidential files for each of your accounts.
  • Create opportunities for you and your staff to participate in educational sessions with professionals in such areas as ERISA compliance, business succession planning, retirement planning, etc. This will include the opportunity to ask specific questions.
  • For 401k clients, I will ensure that you have a proper Investment Policy Statement on file and will update it regularly.
  • We will conduct semi-annual fiduciary assessments of your plan's investment options.

Call TODAY to find out how Karen Codman can help you!
(562) 728-5800
Or email
karen@karencodman.com

Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss. Past performance is no guarantee of future results. Please note that individual situations can vary.  Therefore, the information presented here should only be relied upon when coordinated with individual professional advice.